Health & Insurance

Getting Your Tarjeta Sanitaria

Who can use Spain’s public health system and how to get your health card.

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Quick answer

You can get a Spanish public health card (tarjeta sanitaria) if you work and pay social security, receive a state pension through an S1, or are the dependant of someone who does. First get your right to healthcare recognised by social security (INSS), then register at your local health centre with your ID, padrón certificate and social security number. People who don’t qualify can join the convenio especial after a year of residence.

This checklist covers

Who’s entitled to public healthcare

Getting your right recognised by the INSS

Registering at your health centre

Regional health cards

The convenio especial pay-in option

The checklist

Tick it off, one step at a time.

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Your progress0 steps
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{ 01 }Check your entitlementWorking and contributing, an S1 pension, or being a registered dependant.
{ 02 }Get your social security numberNeeded before your entitlement can be recognised.
{ 03 }Register on the padrónYour health centre is assigned by your address.
{ 04 }Request recognition from the INSSOnline through Tu Seguridad Social with Cl@ve, or at a social security office.
{ 05 }Register an S1 if you have onePensioners register the S1 with the INSS first.
{ 06 }Find your local health centreCalled centro de salud, or CAP in Catalonia.
{ 07 }Bring your documentsTIE or passport, padrón certificate, social security number and the INSS document.
{ 08 }Choose your GPYou’re assigned a family doctor (médico de cabecera) at the centre.
{ 09 }Wait for your cardRegional cards arrive by post; use the receipt in the meantime.
{ 10 }Download your region’s health appBook appointments and see prescriptions online.

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The full guide

Who can use Spain’s public health system?

Your situationHow you’re covered
Employee or autónomoThrough your social security contributions
UK, EU or Swiss state pensionerBy registering your S1 form with Spanish social security
Spouse, partner or child of a covered personAs a registered beneficiary
Non-working residentPrivate insurance, or the convenio especial after a year of residence

People on the non-lucrative visa usually rely on private insurance, because they don’t work or contribute. See health insurance for a Spanish visa.

Step 1: get your right recognised

Before a health centre can register you, social security (the INSS) must confirm your entitlement. You can request this online through the Tu Seguridad Social portal with Cl@ve or a digital certificate, or at a social security office (CAISS) with an appointment. Employees are often recognised automatically once their employer registers them.

Step 2: register at your health centre

DocumentNotes
TIE, EU registration certificate or passportOriginal and a copy
Padrón certificateRecent, showing your address
Social security numberSee getting a social security number
INSS recognition documentThe confirmation of your right to healthcare

The centre assigns you a GP and requests your regional health card. Each region issues its own card: in Catalonia it’s the TSI from CatSalut, in Valencia the SIP card, and so on. If you move region, you register again in your new region.

The convenio especial: paying in

If you’re not entitled through work, a pension or family, you can join the public system through the convenio especial once you’ve lived in Spain for at least a year and are registered on the padrón. The state fee is €60 a month under 65 and €157 a month from 65. You apply through your regional health service, and some regions add their own conditions.

Common mistakes

Going straight to the health centre. Get your INSS recognition first or you may be turned away.

Not registering dependants. Spouses and children need to be added as beneficiaries.

Forgetting the European card. Once covered, request the free European Health Insurance Card for trips in the EU.

Frequently asked questions

Can I see a doctor before my card arrives?

Yes. Use the registration receipt or your health record number. Emergency care is always available.

Does public healthcare cover dentists?

Only basic dental care such as extractions, and more for children. Most adults pay for dentistry privately. See dental care in Spain.

Can I keep private insurance too?

Yes. Many residents keep both for shorter waits for specialists.

Official sources

Ministry of Health: convenio especial

Spanish Social Security online services

Confirm on the official source

Rules change. Check each step against the official government page before you act.

Source: Spanish Ministry of Health

Last checked: 30 October 2026

This checklist is general information, not legal advice. Every situation is different, so confirm the details with the official source or a qualified professional.

Who is this checklist for?

Made for where you are now. If one of these sounds like you, this checklist is a good place to start.

{ 01 }

Employees and autónomos

{ 02 }

UK and EU pensioners with an S1

{ 03 }

Family members of workers

{ 04 }

Non-working residents planning ahead

Keep going

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